1) Policy protection against loss or damage to the covered vehicle
2) Coverage against financial liability caused due to injury or death of a third party or damage to the property.
3) Personal Accident Coverage.
4) Motor Insurance protects you for the below mentioned damages, should they occur:-
 

Accident	Fire	Lightening	Explosion
Self–Ignition	Transit by Rail, Road, Air & Elevator	Theft	Terrorism
Earthquake	Riot & Strikes and / or Malicious Acts	Flood, Cyclone	Inundation